Life Insurance in your 40s and 50s
While most of us in our 40s and 50s don’t feel or look our age thanks to spin classes, healthy diets, and all of the amazing cosmetic and skin care technology available today, chronologically we can’t ignore the fact that we are entering into middle-age. With maybe 15 to 25 years left in our career life, we are focused on being very financially savvy, building our 401Ks and IRAs, and paying off our mortgages and any other outstanding loans, so we can retire at 65 and enjoy our non-working years. The challenge, though, is that many of us are sandwiched between helping our kids get through their education or early working lives and assisting our parents with home and property upkeep and medical concerns. Not to mention, we are still trying to be rock stars at our workplace.
With so many people relying on you for support and with all your plans for the future, it is crucial that Life Insurance be part of your financial portfolio, if not the priority. Here are a few key reasons why you should buy life insurance:
We all want to be healthy and happy and have close relationships with family and friends as we age, but feeling financially secure ranks very high in importance for us as well. The proper Life Insurance policy will deliver the peace of mind that you desire when it comes to safeguarding your loved one’s future in the event something happens to you. Let McBride help you protect the financial future of those you love most.
Already have a life insurance policy? That’s excellent. Read the next section, Life Insurance in your 60s, 70s and beyond to understand how to navigate this financial resource when you retire.
Life Insurance in your 60s, 70s and beyond
We realize you probably bought a life insurance policy quite awhile ago, so we want to focus on making sure you know how it can be used now that you are in your 60s, 70s and beyond. If you’re in a situation where your kids are all grown up and independent, and the majority of your debt and obligations are paid off, you may want to consider life insurance an asset, rather than a benefit, and use it to enjoy your life to its fullest. If you were to consult with McBride Insurance on life insurance, we would review the following:
We know that you want to have financial security as you age and your life insurance policy can play a significant role in getting you there.
Before you decide on Life Insurance, call McBride
You may have come to McBride Insurance looking for help with your first life insurance policy or because you aren’t confident that your current policy has adequate coverage. Or, perhaps you are now interested in learning how to cash in on your life insurance policy. We can show you how to make your life insurance work for you no matter what stage of life you are in today and what you, and your family, have planned for the future. Please contact us for life insurance insights at 978-663-3301.