Here in the northern part of Middlesex County, we are lucky to have several beautiful, and substantial, rivers that weave through our communities of Billerica, Chelmsford, Tewksbury, Lowell, and Dracut.
Being surrounded by the Concord, the Shawsheen and the Merrimack rivers has a lot of perks, like great hikes, peaceful boating and canoeing, and fruitful fishing. But, as both your neighbor and your local insurance agent, McBride insurance has also been around to see when these very same rivers wreak havoc on our homes and neighborhoods when they crest.
In fact, in the course of just a couple of days, we’ve seen how heavy rainstorms can cause our rivers to overflow, strand residents and keep our police and fire departments very busy. While flooding during torrential rains may be an obvious outcome, floods can occur for many other reasons in this area as well, including:
- Rapid snow melt
- New land development
- Fire hydrant break
- Blockages caused by beaver dams
Some of these situations may sound unrelated to flood. For example, why would new development going up near you have any impact on flooding on your property? Well, imagine if a townhome community gets built on higher ground above your home. Then, a heavy rainfall comes. Suddenly, you realize that the water overflow from the new neighborhood is draining directly towards your property. Soon enough your first floor is under water and you are calling your insurance agent.
In this Greater Billerica area, for a variety of reasons, some amount of flooding every season is bound to happen. As a potential or current homeowner, the question you should be asking yourself is not, “Will my home be affected by a flood situation?” Instead, it should be, “How can I protect my home, property and belongings from flooding?”